Sterling Bank & Trust Business Deposit Application

CUSTOMER RELATIONSHIP
I am a New Sterling Customer I am a Current Sterling Customer       Existing Account #:
ACCOUNT OWNERSHIP
Sole Proprietorship Corporation
Partnership Other
CHOOSE YOUR PRODUCT
Please indicate the type of deposit account(s) you want to open and the amount of your initial deposit. Minimum deposits of $500 are required on Certificate of Deposits and Savings. All other accounts require a $2500 minimum deposit.
BusinessChecking $
BusinessMoneyMarket $
Savings Account $

HOW WILL YOU SEND US YOUR INITIAL DEPOSIT?

Deposit Type:
CHOOSE YOUR SERVICES
Yes, I want Direct Deposit (Available for Business Checking, Business Money Market, and Savings Accounts.) Yes, I want Online Banking (Available for Business Checking, Savings, Certificate of Deposits and Business Money Market Accounts.)
Yes, I want a ATM Card (Available for Business Checking, Business Money Market, and Savings Accounts.)

PRIMARY ACCOUNT HOLDER INFORMATION

Name of Business:
Mailing Address:   
Billing Address/P.O.Box(if any) : 
City: State: Zip Code :
Bus. Phone #:  Bus. Fax #:
Website Address: Email Address:
Type of Business:    Date Started:
TIN#: - County Registered: State Registered:

OWNER(S) / PRINCIPAL(S)                                                  
One signature will be required for withdrawal. If you require two or more signatures then online banking,  and ATM card services cannot be issued.

Title
First Name
MI
Last Name
Soc. Security #: -- Position/Title:
Email Address: Driver's License or State ID#: Issue State:

Title
First Name
MI
Last Name
Soc. Security #: -- Position/Title:
Email Address: Driver's License or State ID#: Issue State:

Title
First Name
MI
Last Name
Soc. Security #: -- Position/Title:
Email Address: Driver's License or State ID#: Issue State:
CHECK ALL THAT APPLY
By signing below, I (We) the owner(s)/principal(s), have certified, under penalty of perjury, that:
TAXPAYER ID NUMBER - The Taxpayer Identification Number (TIN) shown above is my (our) correct taxpayer identification number(s).
BACKUP WITHHOLDING - I (we) am not subject to backup withholding either because (a) I (we) am exempt from backup withholding (b) I (we) have not been notified by the Internal Revenue Service (IRS) that I (we) am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the Internal Revenue Service (IRS) has notified me(us) that I am no longer subject to backup withholding.

You are authorized to email to me(us) information related to my(our) account relationship with Sterling Bank & Trust including but not limited to statements, maturity notice, rate information, special product offers and other promotion information.

SIGNATURES
By signing below, the undersigned requests the described services and agrees to the terms and conditions governing the services, including any fees and charges. The undersigned agree(s) that all information is accurate and authorizes the financial institution to verify credit and employment history by necessary means, including preparation of a credit report by a credit reporting agency.

Non responsibility: Sterling Bank & Trust, FSB and its affiliates are not responsible in any way direct, indirect, special or consequential damages, however caused, arising out of the use of this application or reliance on the information or services provided by Sterling Bank & Trust, FSB. Products and services are available in the U.S.A. only.
SIGNATURE: I(we) certify under penalties of perjury the statements checked in this section.


X______________________________________________________________________________
Signature, Title and Date


X______________________________________________________________________________
Signature, Title and Date


X______________________________________________________________________________
Signature, Title and Date

COMPLETING THE APPLICATION PROCESS
Opening Your Account by Wired Funds
For faster service wire your initial deposit and fax your completed, signed application. You may also mail your application. The address and fax number are provided below. 
New customers: Please forward a copy of the business resolution authorizing you to conduct this transaction on behalf of your company. 
Please provide the following wire transfer information to your financial institution as well as indicating your name and Tax ID Number.
 Bank Name
"Sterling Bank & Trust, FSB"
The Bank where the wire is being sent
ABA#
"272471849"
All banks have a routing # which would be referred to as the ABA#.
Originator's Bank
The customer's bank
Account #
The beneficiary's account #
Name and Address of Account Being Credited To:
(if this wire is $3000 or greater).
Final Credit To
If the first beneficiary is sending a wire to another company or individual.
Account #
The account # of the second beneficiary.

Opening Your Account with a Check
If you are opening your account by check or money order, please make the check payable to Sterling Bank & Trust and mail your check to the address below and fax the new account application and articles of incorporation to the Branch fax number.
New customers: Please forward a copy of the business resolution authorizing you to conduct this transaction on behalf of your company.
Sterling Bank & Trust
Branch Operations Department
One Towne Square 17th Floor
Southfield, MI 48076
800-944-2265
Fax: 248-359-6636
W_branchops@sterlingbank.com

By Mail or Online your Rate is Locked for 10 Days
The interest rate for the deposit and term you select will be "locked-in" for up to 10 days from the date postmarked on your envelope. If your completed application and deposit are received during the 10-day "rate-lock" period and our interest rates have risen, you will automatically receive the higher rate. If your completed application and deposit are received after the 10-day "rate-lock", you will receive the rate effective the date your application is received. 
For Sterling Bank & Trust Use Only
Date Account Open_______________________________________
Customer #_____________________________________________Account Rate ___________________________
Account Number #_______________________________________ Account Number #_______________________
MasterMoney Card or ATM Card#___________________________Branch #_______________________________
Bank Representative Signature ____________________________Date __________________________________

DISCLOSURES
Government regulations require that we make the following Disclosures available to you when you apply for an account. By clicking on the documents listed below, you may view and print the Disclosures for your records.

Terms and Conditions

Electronic Funds Transfers-Your Rights and Responsibilities
Your Ability to Withdraw Funds

Truth-In-Savings Disclosure

Print this page!

and Mail In!