Online Certificate of Deposit Application Instructions
Step 1: Disclosure Terms and Account Agreements
Please review Sterling's Disclosure of Terms and Account Agreements and Specifications and Fee Listing. We recommend that you also print and retain this information for your records. Put a "Check" in the box to accept the Disclosure of Terms and Account Agreements and our Specification and Fee Listing as presented.

Step 2: Application Process

  • Complete all information fields that pertain to your ownership of account.
  • Select your product(s). For your convenience, you may choose multiple products on the same deposit application.
  • Tell us how you would like your CD interest paid.
  • Tell us the names of the signer(s) you would like on file associated with the accounts, as well as how many signatures you require for withdrawal on the accounts selected.
  • Tell us how you will send us your initial deposit.
  • Let us know how you heard about us.
  • Click "Submit".

Step 3: Funding the Account
Simple, easy, and convenient: Wire, Check, or Transfer from an existing Sterling Account to your new deposit account. Method of payment instructions and branch contact information will be displayed at the end of the application process on the deposit ticket and mailed to you.
Step 4: Deposit Ticket and Final Step
Finally, we need to have a completed and signed deposit ticket on file for your protection. You will have the option to print, complete and sign your Deposit Ticket or if you do not have a printer then simply select that you do not have a printer and a Deposit Ticket will be mailed to you within 2-3 business days. Please understand that until we receive your Signature and your Opening Deposit, your Sterling Account cannot be officially opened. If you are opening a trust account with papers then you must send a copy of your trust papers as well.

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