Get complete control over your finances with the Sterling mobile app. Enjoy worry-free and secure money management and easily save and spend your money with confidence.
Access your account 24/7, by using your debit or ATM card. Also, transfer money online or by using one of our ATM networks.
Know you have added protection of the Federal Deposit Insurance Corporation (FDIC). Your Ambassador Club Money Market Account is FDIC-insured up to $250,000.
Guaranteed return with competitive rates
Good for savings you don't need to access for a set period of time
Peace of mind with FDIC Insured
Sign up for our upcoming quarterly eNewsletter delivered to your inbox.
How do I open a new account?
When will I receive my ATM/Debit Card?
You should receive your card(s) within 7-10 business days. If you don't receive it after 10 business days, please contact a branch representative at 1-800-944-2265.
Do you charge non-sufficient fund (NSF) fees?
No, Sterling Bank & Trust no longer charges NSF fees.
If you need to contact us, we’re here to help.
Call customer service at 1-800-944-BANK (2265).
We’re available by phone Monday to Friday 5am-8pm PST, and 9 am - 1 pm PST Saturday. Our call wait times may be longer than usual. Thank you for your patience.
*APY = Annual Percentage Yield. The APY only applies to new accounts and existing accounts with an additional deposit of $25,000 that is not already in another account at Sterling Bank and Trust, FSB or is in a Certificate of Deposit at Sterling Bank and Trust, FSB which matured today or within the past 7 days. APY is effective as of 02/09/2024 and is subject to change without notice. Minimum balance requirements. You must deposit $25,000 to open this account. Maximum balance is $1 million. To qualify for the APY, you must open an Eagle Checking account. In addition, you must apply for membership into an Ambassador Money Market Club account, make an opening deposit of $25,000 into an Ambassador Money Market Club Account, and maintain a minimum monthly statement cycle balance of $25,000. Rates are compounded daily and paid on the entire balance in the account on a monthly basis. Fees may reduce earnings. Club membership is not automatically triggered by the balance in your account. You must apply for and maintain the minimum balances specific to each club.
** The 7-month and 13-month CDs are promotional products available for a limited time only and may be ended anytime without notice. The 7-month and 13-month CD APY is a promotional rate effective 02/09/2024 and subject to change without notice. The 7-month and 13-month CD requires a minimum balance to open and obtain the APY of at least $25,000.00 for new accounts with money that is not already in another account at Sterling Bank and Trust, FSB OR $500.00 if the money comes from a Certificate of Deposit at Sterling Bank and Trust, FSB which matured today or within the past 7 days. Penalty will be imposed for early withdrawal. The maximum Certificate of Deposit amount is $1,000,000.00. CD promotional rates and products are not eligible for Club premiums. Rates are compounded daily and credited monthly on the entire balance in the account. Other restrictions may apply. Please contact an employee for further information about fees and terms.