Significant Savings, Stunningly Simple...

with our Ambassador Club Money Market and Eagle Checking Account. Easily unlock a higher rate and special bonus from Sterling.

Hurry, limited time offer.

Find a branch near you

Terms and conditions apply. Member FDIC | Equal Housing Lender

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Ambassador Club Money Market Account

Grow your savings faster with our Money Market Account and get instant access to your funds with great benefits – the perfect combination of flexible convenience and great returns.

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Manage your account

Get complete control over your finances with the Sterling mobile app. Enjoy worry-free and secure money management and easily save and spend your money with confidence.

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Access to your funds anytime

Access your account 24/7, by using your debit or ATM card. Also, transfer money online or by using one of our ATM networks.  

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Confidence in security

Know you have added protection of the Federal Deposit Insurance Corporation (FDIC). Your Ambassador Club Money Market Account is FDIC-insured up to $250,000.

Image of earn a bonus of $300.

Plus, open an Eagle Checking and earn a bonus...

Open an Eagle Checking Account today and you can earn a bonus of up to $300. Plus, our Eagle Checking pays you an interest with the convenience of free ATM privileges1 in the U.S.

  • Manage your accounts
  • Pay & transfer easily
  • View statements
  • Bank securely
With more than a million ATMs in over 210 countries, you're never far from a MasterCard®, Maestro® or Cirrus® ATM. Easily use your MasterMoney™ Debit Card Worldwide without the stress of fees.
At Sterling, we believe supporting our local community is essential for a thriving economy. We proudly invest in our local community, providing resources and empowering others to improve their lives and create a better future for everyone. From volunteering, to helping fund educational programs, to supporting local charities, we understand the importance of giving back and doing our part. Giving back to our community is not just something we do, it’s part of our company’s core values. We are passionate about creating a positive impact and making a lasting contribution to our community.

Our Partners


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Frequently Asked Questions

For quick answers, take a look at our frequently asked questions below. Looking for more information, go to our full list of FAQs.

How do I open a new account?

You can open a new account by calling us or at branch near you. You can reach us at 1-800-944-BANK(2265) or find a branch near you.

When will I receive my ATM/Debit Card?

You should recieve your card(s) within 7-10 business days. If you don't receive it after 10 business days, please contact a branch representative at 1-800-944-2265.

Do you charge non-sufficient fund (NSF) fees?

No, Sterling Bank & Trust no longer charges NSF fees.

Still have a question?

If you need to contact us, we’re here to help.

Call customer service at 1-800-944-BANK (2265).
We’re available by phone Monday to Friday 5am-8pm PST, and 9 am - 1 pm PST Saturday. Our call wait times may be longer than usual. Thank you for your patience.

*APY = Annual Percentage Yield. The APY only applies to new accounts and existing accounts with an additional deposit of $25,000 that is not already in another account at Sterling Bank and Trust, FSB or is in a Certificate of Deposit at Sterling Bank and Trust, FSB which matured today or within the past 7 days. APY is effective as of 09/07/2023 and is subject to change without notice. Minimum balance requirements. You must deposit $25,000 to open this account. Maximum balance is $1 million. To qualify for the APY, you must open an Eagle Club Checking account. In addition, you must apply for membership into an Ambassador Money Market Club account, make an opening deposit of $25,000 into an Ambassador Money Market Club Account, and maintain a minimum monthly statement cycle balance of $25,000. Rates are compounded daily and paid on the entire balance in the account on a monthly basis. Fees may reduce earning if the average minimum monthly statement cycle balance is not maintained. Club membership is not automatically triggered by the balance in your account. You must apply for and maintain the minimum balances specific to each club. Please contact an employee for further information about fees and terms.

**Offer not available to existing Sterling checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 2 years. Offer good for only one time use and only for one new Eagle Checking Account. To receive the bonus: 1) Open a new Sterling Eagle Checking Account with a minimum opening deposit of $500 and must maintain a $500 balance to avoid fees. All account applications are subject to approval; 2) must have a minimum of 2 reoccurring $500 monthly direct deposits made to this account within 120 calendar days of account opening. Your direct deposits needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Person to person payments (such as Zelle), transfers from one account to another, mobile deposits, deposits made at a branch, or ATM does not qualify as a direct deposit. Cannot be automatic transfers from your Sterling savings, money market or other deposit account you have at the bank; 3) Must also enroll in Sterling online banking to qualify.

0.40% APY. The Annual Percentage Yield (APY) is effective as of 09/07/2023 and is subject to change without notice. APY may vary between states due to market condition. Rates are compounded daily and credited monthly on the entire balance in the account. No minimum balance to earn APY. Fees may reduce earnings. Bonus Payment: The new Eagle Checking account must remain open throughout the 120-day qualification period and at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed. After you have completed all requirements, the bonus will be deposited into your new Eagle Checking Account up to 130 days after account opening. Bonus is considered interest and will be reported on the IRS Form 1099-INT. You are responsible for any federal, state, or local taxes due on the bonus. Please consult your tax advisor for more information. Promotion begins on 09/07/2023 and may be ended at any time without notice. Other restrictions may apply.

1All ATM cash withdrawal fees charged by non-Sterling Bank & Trust, FSB ATMs will be rebated within five (5) business day of the fees posting to your account. Other fees, such as foreign transaction fees, may apply.

Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license.