Business Checking

Sterling Solution® Business Checking options are the core of your cash management program. Whether you manage a large enterprise with hundreds of employees or you’re a sole proprietor working from a home office, we offer a checking solution that meets your needs.

Business Checking Account Products

Small Business Solutions Checking Business Solutions Checking Business Plus Solutions Checking
Best For Business customers with low account activity and cash needs Business customers with moderate account activity and cash needs Business customers with higher account activity and cash needs
Minimum To Open $100 $100 $100
Monthly Service Charge $6 with eStatements1
$10 without eStatements
No service charge for first statement cycle
$8 with eStatements1
$12 without eStatements
No service charge for first statement cycle
$10 with eStatements1
$14 without eStatements
No service charge for first statement cycle
To Avoid Monthly Service Charge $1,000 Average Daily Balance $5,000 Average Daily Balance $10,000 Average Daily Balance
Number of Monthly Transactions Included 50 transactions2
$0.25 per transaction over 50
250 transactions2
$0.25 per transaction over 250
500 transactions2
$0.25 per transaction over 500
Monthly Coin and Currency $5,000 coin and currency deposited or furnished; $0.10 per $100 coin and currency deposited or furnished thereafter $10,000 coin and currency deposited or furnished; $0.10 per $100 coin and currency deposited or furnished thereafter $20,000 coin and currency deposited or furnished; $0.10 per $100 coin and currency deposited or furnished thereafter
Earns Interest No No No
Additional Benefits
  • Online Banking with Cash Management
  • eStatements
  • Online Bill Pay
  • Online Check Images
  • Email Alerts
  • Business Debit Card
Free Free Free
Special Promotions
  • 3 Merchant Services Account Setup Fee Waiver - $50
  • 4 Remote Deposit Capture Setup Fee Discount - $50
  • 5 First Deluxe Check Order Credit - $50
  • 3 Merchant Services Account Setup Fee Waiver - $50
  • 4 Remote Deposit Capture Setup Fee Discount - $50
  • 5 First Deluxe Check Order Credit - $50
  1. eStatements require online banking access.
  2. Transactions include combined debits and credits, including paper and electronic.
  3. Open a merchant services account with WorldPay™ within 60 days of opening your new Sterling Bank & Trust business checking account and WorldPay™ will waive the $50 account setup fee.
  4. Apply for Remote Deposit Capture within 60 days of opening your new Sterling Bank & Trust business checking account, and receive a $50 discount off the account setup fee. Discount will be applied on your first business checking statement following account setup, when the fee is normally charged. Approval is required for Remote Deposit Capture program.
  5. Credit applies to your first check order when you order checks through Deluxe at the branch when the account is opened. The $50 will be credited to your account after the check order has been placed. This offer applies when you: 1) open a new business money market account at the same time you open your new business checking account; 2) have a current business loan or line of credit with Sterling Bank & Trust; or 3) have an application for a business loan or line of credit in process at the time of account opening.

Please see the Business Specifications and Fee Listing for more information. Program features, fees and promotions are subject to change. (1/12)

Sterling Business Checking Account Features

  • Available overdraft protection
  • Business debit and ATM cards provide quick worldwide access to your funds while simplifying expense tracking. Certain fees may apply.
  • Direct deposit
  • Online banking 24 hours a day, 7 days a week
  • Remote Deposit Capture lets you scan checks and deposit them electronically
  • Merchant Services to help you process your credit card payments
  • E-statements for all-the-time access to your account information

Money Market, Savings and Certificates of Deposit (CDs)

 

Your business undoubtedly has money set aside for future obligations, like taxes. You may even have extra cash reserves. But it shouldn't sit idle. It needs to work for you, earning interest with our Sterling Executive® money market, savings or business CD accounts.

Business Money Market Accounts

Looking for great yields, but need access to your funds? Sterling's interest-bearing money market accounts offer great rates with the liquidity you need.

  • High yields: Check Today’s Rates
  • Business debit and ATM cards provide quick worldwide access to your funds while simplifying expense tracking. Certain fees may apply.
  • Direct deposit
  • Online banking 24 hours a day, 7 days a week
Business Savings and CDs

Earn higher interest rates on money that you can invest for a longer period of time. Choose a fully liquid Business Savings account or a CD that pays interest with maturities ranging from one month to five years. Efficiently manage your cash flow while maximizing yields.