Personal Banking

Here, It’s All About You
Take advantage of our expertise, comprehensive personal banking options and bank the way that’s most convenient for you: online, on the phone or in a branch.
Premier Club
Earn more and save more with Premier Club membership.
Sterling Club
If you’re at least age 55, get more from Sterling by joining the Sterling Club.
Personal Checking
Look to Sterling for straightforward, high interest and free checking accounts.
Money Market Accounts
Sterling's interest-bearing money market account gives you the interest you want with ready access to your cash.
Savings Accounts, CDs and IRAs
Make the most of your money with a personal savings account, CD or IRA.
Online Banking
Do your banking when and where it’s convenient for you.
Find a Sterling Bank & Trust Branch or ATM near you
Sterling Eagle® Checking account holders enjoy free ATMs in the U.S
* Subject to an appraisal on the home you select and updates to your financial situation. Loan rates, terms and conditions are subject to change without notice and subject to credit and property approval. Loan subject to credit approval. This is not a commitment to lend. Please note: Sterling Bank & Trust, FSB only serves the following markets, NY, CA, MI.