Refer a friend headline

$50 for you & $250 for your friend...

when opening a new Eagle Checking Account with qualifying activities* .

Hurry, limited time offer.

Find a branch near you

Terms and conditions apply. Member FDIC | Equal Housing Lender



At Sterling Bank & Trust, FSB, we do more than just offer quality accounts and services; we take pride in building strong relationships with our customers. We focus on their financial growth with personal attention, and a positive experience, that they’ll want to share with others.

As a current Sterling customer, if you introduce new clients to Sterling, we want to thank you by offering you $50 when you refer someone to us.

How to Refer, Step-By-Step:

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Step 1:

Download, print and complete the form with your name, email, last 4 digits of your account number and phone number along with information about your friend.

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Step 2:

Give the completed form to your friend to take with them so you both can share and earn!

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Step 3:

Direct your friend to any one of our branch locations to open a new Eagle Checking Account. Please note they must have the completed referral form to participate in the Refer-A-Friend program.

Image of earn a bonus of $300.

Unparalleled Service and Accessibility

Your financial landscape is vast and ever-changing. That's why Sterling Eagle Checking offers unlimited check writing privileges and easy access to your funds. Whether you're paying bills, shopping, or handling daily expenses, your Sterling Eagle account ensures that your finances take flight with ease.

Elevate your banking experience with our personal service and freedom to manage your money effortlessly.
Explore our checking account features and benefits:
  • Direct deposit
  • Banking with confidence
  • MasterMoney™ Debit Card that can be used worldwide
  • E-statements for all-the-time access to your account information
  • Free Online and Mobile banking

Quickly and easily access your account with the Sterling Mobile App...

Enjoy the convenience of banking on the go with our mobile app features:

24/7 Access

Manage your accounts

Pay & transfer easily

View statements

Deposit checks in a snap

Bank securely

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Download our mobile app at the app store:

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* Data charges may apply. Please check with your carrier.

At Sterling, we believe supporting our local community is essential for a thriving economy. We proudly invest in our local community, providing resources and empowering others to improve their lives and create a better future for everyone. From volunteering, to helping fund educational programs, to supporting local charities, we understand the importance of giving back and doing our part. Giving back to our community is not just something we do, it’s part of our company’s core values. We are passionate about creating a positive impact and making a lasting contribution to our community.

Our Partners


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Frequently Asked Questions

For quick answers, take a look at our frequently asked questions below. Looking for more information, go to our full list of FAQs.

How do I open a new account?

You can open a new account by calling us or at branch near you. You can reach us at 1-800-944-BANK(2265) or find a branch near you.

When will I receive my ATM/Debit Card?

You should receive your card(s) within 7-10 business days. If you don't receive it after 10 business days, please contact a branch representative at 1-800-944-2265.

Do you charge non-sufficient fund (NSF) fees?

No, Sterling Bank & Trust no longer charges NSF fees.

Still have a question?

If you need to contact us, we’re here to help.

Call customer service at 1-800-944-BANK (2265).
We’re available by phone Monday to Friday 5am-8pm PST, and 9 am - 1 pm PST Saturday. Our call wait times may be longer than usual. Thank you for your patience.

IMPORTANT INFORMATION: Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends you invite. The completed Referral Form serves as a one-time waiver of privacy rights as each party may be aware that the other is a Sterling Bank & Trust, FSB customer by participating in the Refer-a-Friend program.

*Bonus/Account Information: Referral form must be submitted at the time of account opening. Referral bonus offer is available to eligible personal account holders approximately 120 days after account opening.

For the current customer (referrer) to receive the $50 Refer-A-Friend bonus: 1) Refer your friends to open a Sterling Eagle Checking Account with qualifying activities using the referral form. For the referring customer to receive the referral bonus, the referred candidate must: a) Be new Sterling customer; b) Open a qualifying Eagle Checking Account with a minimum opening balance of $500; c) The referred candidates account must remain open for 120 days.

For the referred candidate to receive the $250 Refer-A-Friend bonus: 1) Referred candidate must be a new Sterling customer and open a qualifying Sterling Eagle Checking Account; 2) Must have a $500 minimum opening deposit and must maintain a $500 balance to avoid fees; 3) Referred candidate must have a minimum of 2 reoccurring $500 direct deposits made to their new Eagle Checking Account within 120 calendar days of account opening. Direct deposits must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Person to person payments (such as Zelle), transfers from one account to another, mobile deposits, deposits made at a branch, or ATM does not qualify as a direct deposit. Cannot be automatic transfers from a Sterling savings, money market or other deposit account(s); 4) Must also enroll in Sterling online banking to qualify.

Once the offer criterion is met, the bonus will be credited into the new personal checking account and the referring customer’s personal account no later than 130 days from the new account opening date. Accounts must remain open, active, and in good standing in order to receive the bonus. If the checking account is closed by the customer or Sterling Bank within 6 months after account opening, Sterling Bank does reserve the right to deduct the bonus amount from that account at closing. Sterling Bank may issue bonus recipients an IRS Form 1099-MISC, or other appropriate forms reporting the value of the bonus. The recipient is responsible for any applicable taxes and consulting a tax advisor. IRA savings accounts are not eligible. The offer may be withdrawn at any time and is subject to change without notice. Sterling Bank & Trust, FSB employees and board members are not eligible for the Refer-A-Friend program.

Eagle Checking Account. 0.40% Annual Percentage Yield (APY). APY is effective as of 04/15/2024 and is subject to change without notice. APY may vary between states due to market conditions. Rates are compounded daily and credited monthly on the entire balance in the account. No minimum balance to earn APY. Fees may reduce earnings. Other restrictions may apply.

MasterMoney is a registered trademark of Mastercard Inc and is used by the issuer pursuant to license. Apple is a registered trademark of Apple Incorporated and is used by the issuer pursuant to license. Google, and Google Play is a registered trademark of Alphabet, Incorporated and is used by the issuer pursuant to license.